By Denise Long, Personal Lines Account Manager

 

Prepare yourselves for the hazards of winter, the time of year when auto accident claims increase in frequency by 12 percent, according to a recent analysis of claims incidence at Travelers, a leading provider of auto and homeowners insurance.

            “Winter weather and icy conditions present a particular set of driving hazards,” said Denise Long of The Turner Agency, Inc.  “Preparing your vehicle for the winter and knowing how to react in severe conditions or if stranded are the keys to safe winter driving.”

 

Denise recommends that the following measures be taken to avoid an accident during the cold winter months:

 

·         Have a mechanic check your car's battery, brakes, fluid levels (antifreeze, windshield washer fluid and oil), as well as the heating and exhaust systems to ensure that your car is in good, safe working condition.

·         Try to keep your gas tank full during the winter months. Don't allow the gas to go below half a tank. Not only will this prevent damage from freezing, you'll avoid running out of gas if you're stuck in a traffic jam during the dead of winter.

·         An adequate supply of windshield washing liquid is critical to wash away the mud and melted snow that can severely limit visibility.

·         Prepare for an emergency. Keep blankets, flares, windshield scraper, tool kit, towrope, booster cables and a flashlight with extra batteries in your trunk.

 

When driving under adverse winter conditions:

·         Back your car into the driveway so you have better vision when pulling out.

·         When waiting to make a left-hand turn, keep wheels pointed straight ahead.  If wheels are turned to the left in anticipation of making the turn and you’re rear-ended, your car will be pushed into the path of oncoming traffic, which could result in a head-on collision.

·         If your car does not have anti-lock brakes and you start skidding on the ice, try not to slam on your brakes. Gently pump your brakes to maintain better control and prevent your wheels from locking.

·         If your car does have anti-lock brakes, slam on your brakes when skidding on the ice. Pumping your brakes prevents the anti-lock system from taking over.

 

·         Don't travel alone. Notify someone of your estimated time of arrival as well as your primary and alternate travel routes.

·         If stuck, stay in the car and wait for help. Run the engine and heater sparingly. Also make sure your exhaust pipe is clear of snow and ventilate your car so that carbon monoxide fumes won't poison you.